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How Long Does a DUI Affect Your Car Insurance in Ontario?

Mar 22

The first question you may have is, how long will a DUI stay on your driving abstract? In Ontario, your DUI stays on your driving abstract for three years. However, if you have your license suspended, your DUI will remain on your abstract for six years. Some insurers follow the three-year rule, but some will keep your DUI on your driving abstract for longer, even if it's a second offense. After this time, you should see your rates return to the rate they were before the DUI. If you've recently had a DUI, however, you should expect to lose your coverage completely.

Although a DUI remains on your criminal record permanently, your driving record stays on your record. In addition, you can opt to seal or expunge your record. This option will ensure that the only people who can see your DUI conviction are law enforcement officers. You can also seek out a court order to expunge your DUI from your record. If you're facing this possibility, you should consider sealing your record to avoid future complications. This way, your record will only be accessible to law enforcement officials.

Ontario Car Insurance Providers Coverage

Your insurance provider may not cover your DUI if you don't tell them. A DUI conviction will remain on your driving record for six years, and in some cases, you'll have to find new insurance. If you're a good driver, you can count on a lower premium for three years after your DUI. In some cases, however, a conviction will remain on your record for six years.

Fortunately, your insurance will still cover your DUI charge. It's mandatory in Ontario and most companies will increase your coverage after a DUI. If you've ever been convicted of a DUI, you may want to consider expunging your record. If you can't afford to pay a high premium, you should consider a sealed record. This will ensure that the record is only available to law enforcement officers.

In Canada, a DUI conviction will keep your car insurance for up to six years. In Ontario, your insurance will remain on your driving record for three years after a DUI. A conviction will also stay on your criminal record for six years. Your driving record will be on a blacklist for 10 years. If you have a criminal history, this will make it very difficult to get a new policy. Need High Risk Car Insruance?

In Ontario, a DUI conviction will keep your driving record for up to 10 years. While your driving record will remain clean for the first three years, your license will remain suspended for another three. It's important to remember that your license will be suspended for the next six years if you have a DUI on your driving record. Once this period has passed, your insurance will most likely decrease in price. If you are currently without coverage, you may want to consider obtaining an immediate insurance policy.

Getting a DUI will cause your insurance premiums to double. Typically, the first conviction is worth a thousand dollars, while a second conviction will cost up to $1,000. After three years, you will have to pay up to four times that much more for your car insurance. In addition to that, you can also expect to have to pay a higher premium than normal, but it will probably be lower than it was before your arrest.

Your insurance rate will remain higher after a DUI for at least six years. After three years, however, the conviction will fall off of your driving record. It's important to remember that your insurer will decide whether or not to increase your coverage after a DUI, but the longer you wait, the lower the premiums will be. A drunk driving conviction may also have negative effects on your insurance.

Youngs Insurance Brokers Burlington
444 Plains Rd E Burlington Ontario L7T 2E1
(905) 335-6925